Products and Services
SME Finance
Order finance, invoice discounting, working capital and business loans for registered SMEs.
The Small and Medium Enterprise (SME) Finance aims to support and elevate individuals, companies or enterprises in this sector to grow exponentially. Our SME Finance covers business in all sectors, including trade, services, agri-businesses, transportation and manufacturing. The SME Finance loan product targets clients with properly registered and tax compliant companies operating within Zambia.
Under SME Finance we offer the following services:
- Order Finance
- Invoice Discounting
- Business Loans
- Working Capital Loan
- Bonds and Guarantees
LOLCFZ SME Finance Loan offers clients a number of key benefits:
- A reasonable interest rate, calculated based on outstanding balance
- Bridging Finance allowing small businesses to access finance prior to payment from their previous works, enabling an SME to pursue other opportunities which promotes growth
- Convenient option to apply for and repay the loan at the nearest LOLCFZ office or authorised agents registered with LOLC
- Flexible loan terms and repayment plan that are catered to your need
How to apply
- Visit any LOLC Branch nearest to you.
- Request a specific amount and term based on your needs.
- Provide the required KYC documents.
- Provide supporting documents for invoice discounting and order finance.
Other additional information: call our SME Experts. Ts and Cs Apply.
Ready to Get Started?
Visit any LOLC branch nearest to you, or reach out and one of our team will guide you through it.